You Hastily Raised Your Deductible: When you raise your deductible from $500 to $1,000 in the hopes of saving a few dollars, you're essentially saying "Yes, in addition to the $529 six-month premium, I'd like to pay $1,000 on top of that to fix my vehicle in the event of an accident".
Savings from raising your deductible?
About $15/mo. That's less than $180, and is nowhere near the $500 difference between deductibles you'd be forced to pay out of pocket.
You've Had An Accident: Wait, what? Yes. You've been paying into a pure profit business your entire driving life, and now that you've had an accident - guess what? Your rates sky-rocket. If you compare rates from other companies you'll often find a HUGE savings, regardless of an accident, over the current insurance company that may be looking to recoup their losses. Savings from switching insurance companies vs. staying for discounts?
You stay with the company, you could see an increase of $400+/yr. If you SWITCH Insurance companies, you could even be paying LESS than you did before the accident!
You Pay For Towing & Roadside Assistance: There's nothing wrong with having towing coverage and Roadside Assistance, but you'd be better off using AAA that covers any car you're driving (yes, we know, they're our competition - we're fine with that.) than going direct through your insurance company that will only cover the vehicle(s) on your policy.
Savings from using a 3rd party for Towing & Roadside Assistance?
The average towing/roadside assistance coverage
is about $10/mo. That's $120/yr. Companies like AAA and Good Same offer BETTER coverage for around $45. That's $75/yr you could be saving, right now.
You Went With One Of The "Low Cost" Insurance Companies: Listen, you wanted a deal - we understand, who doesn't? Besides, those little cartoon characters and that funny girl in the apron really left an impression on you. It's entirely too bad the reason those "discount" companies have $100's millions of dollars for national TV advertising is because they're cheap for a reason - it's called, poor customer service and not paying out the majority of insurance claims!
Savings from switching?
That $392/yr policy might look enticing, but after one accident, you're out at minimum $500, and guess what happens to those cheap, cheap rates? Yep. Gone. Most insurance companies that offer "cheap" rates, can only make up the difference by avoiding claim payouts and cutting back or outsourcing customer service overseas.
You Haven't Been Shopping Around: Did you know the average person saves $522/yr switching insurance companies? Maybe you've seen commercials and were enticed to give it a try, but do you want to know a secret? You usually won't find those savings using just one company - that's why a service like ours is the best for scouring the web for the best rates. Maybe it's State Farm, maybe it's Allstate, maybe it's a local insurance company - if you aren't using an unbiased insurance quote service, you'll never know!
Savings from using us?
The average policy is right around $900/yr for 2 people and 2 vehicles. Our job is finding you the best possible coverage at the right price. We don't have any fancy commercials, or a "name your own" tool - we're just connecting you with as many rates as possible so you can make an informed decision. If you save $300, we did an awesome job and so did you. Best of all? It's 100% free and there's NEVER any obligation to buy.